Flagship solution
Mobile money data, turned into credit.
Our AI scoring helps lenders reach MSMEs that banks can't yet see.
FinTech & financial advisory · Dakar · Nairobi
Leading digital excellence in FinTech.
Strategy, technology and governance for financial institutions, fintechs and MSMEs.
33+Years in finance
26+Years senior leadership
98%Repeat clients
2022Dakar operations
What we do
Four ways we move
Four ways we move
finance forward.
Digital finance, AI credit scoring for MSMEs, blockchain and TradeTech.
M-PESA-inspired business models, financial modelling and hedging strategy.
Asset & liability management and accounting systems that hold up.
Risk-based audit, ERM and internal control built to IIA standards.
Who we serve
Built for every tier of finance.
- Fintechs
- Banks
- Microfinance
- Start-ups
- MSMEs
- Consulting firms
Businesses without in-house IT
How we work
From strategy
From strategy
to implementation.
-
01
Strategy
Business models and roadmaps built for emerging markets.
-
02
Design
Target operating model, data and controls.
-
03
Transformation
AI scoring, cloud accounting, automated workflows.
-
04
Implementation
Hands-on delivery, integration and team enablement.
Our vision
Four forces, one balance.
Like the cowrie, read to foresee what lies ahead, we look far: AI and digital innovation.
Transform
Digital finance, AI and blockchain.
Collaborate
Knowledge transfer and capacity building.
Compete
Proven benchmarks like M-PESA, at scale.
Manage
Risk, control and balance-sheet discipline.
Our values
- Agility
- Client satisfaction
- Openness
- Strength
- Responsibility
- Expertise
Trusted by
Partners
The person behind the expertise
El Hadji Malick Sy
Founder & CEO
33 years in banking and audit, including leading BNP Paribas' Sub-Saharan Africa audit hub.
View profile
Recognition
Recognised by regulators