About · Behind the name
Three words,
Three words,
one compass.
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Cowrie
The shell initiates read to foresee destiny. Our long-term vision.
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Wise
The light carried by our founder, across banking and fintech.
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Financial
Finance, the heart of our craft: banking.
About · Founder & CEO
El Hadji Malick Sy
33 years in banking and internal audit, from BNP Paribas Inspection Générale to fintech in Nairobi.
Career
Three decades
Three decades
in finance.
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2008 – 2014
Head of Sub-Saharan Africa Audit Hub
Inspection Générale, BNP Paribas. Led the main audit and inspection missions across BNP Paribas' African subsidiaries.
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Next
Chief Operating Officer
BNP Paribas banking subsidiary, Indian Ocean region. Operations, governance, regulatory reporting and risk.
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Since 2016
Fintech & project leadership, Nairobi
Academic and professional work in Kenya, turning mobile-money innovation into practical institutional solutions.
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2022
Founder, COWRIEWISE
Dakar operations launched to bring FinTech, consulting and audit expertise together.
“Financial sustainability of business models used in MOOCs: a case study of the African Virtual University.” Doctoral research in progress
Education
Trained in three
Trained in three
financial centres.
PhDIn progress
Executive MBAStrathmore Business School, Nairobi
Master en BanqueÉcole Supérieure de Banque, Nanterre – Paris
Bachelor in FinanceISCAE Casablanca, top of entrance exam
Recognition
Recognised by regulators